THE CORE OF IVFCAM 
DEVELOPMENT WORK

HUMAN RIGHTS AND GOVERNANCE

This department is the core of IVFCam’s development work, because the interventions of the other two departments, Health & HIV/AIDS, and Economic Empowerment are all Rights-Based.

GENERAL OBJECTIVES

As an entity department, the Human Rights & Good Governance program aims at securing the human and participatory rights of vulnerable communities

FOCUSSED AREAS OF INTERVENTION

HUMAN & PROPERTY INHERITANCE RIGHTS
GENDER PARTICIPATION AND LEADERSHIP RIGHTS
THE RULE OF LAW
All three intervention areas are usually integrated to provide holistic support to any target community.

KEY STRATEGIES

Community Mobilization
Awareness Raising
Capacity Building
Lobbying and Advocacy

CORE VALUES OF THE 
PROGRAM

Promoting Human Rights and Equality.
Work in partnership with international and national human rights organizations, and the government of our country.
Committed to solidarity and building alliances of grassroots beneficiary groups as task forces.
Empower women and girls to advocate for their rights.
Accountable, transparent, inclusive.
Credits and acknowledges women’s contributions in achieving change.

WIDOWS HUMAN & PROPERTY INHERITANCE RIGHTS

BACKGROUND

In Cameroon, widows make up about 33.3% of the aggregate population of women (ChrisWOV-WWDP:2005). This population of women suffers from visible human rights abuses, ranging from physical torture to social exclusion.
The issue of property disinheritance is notorious within conservative local families that respect male chauvistic practices perpetrated by customary laws.
The situation of Young widows and dependent orphans is worse, as they are often disinherited of their legitimate property, immediately after their husbands/fathers die. The deceased man’s immediate-family members take away and own almost everything, leaving the widow and her orphans with nothing. This family property includes houses, house-utensils, equipment, automations, and landed property, etc.
Widowhood practices vary from one tribe to another, but the one fact established is that “widows, literate or illiterates, suffer various degrees of torture from the hands of their in-laws, and the craving for the deceased man’s property is the main focus, in all cases.”
The results of this practice are numerous: family displacement, prostitution by the widows /girl children, poverty, misery, street-life by the younger boy-children, and school drop-out.
The impact includes increased vulnerability to HIV/AIDS, poverty illiteracy in such conservative communities. (AI-ChrisWOV-IVFCam-WWDP-2006-2014).

GOAL OF INTERVENTION ON 
PROPERTY INHERITANCE

To restore PEACE and STABILITY within Female-headed Homes and communities at large.

OBJECTIVES OF INTERVENTION

Create awareness and educate on “Marriage,” and “Property Rights.”
Facilitate the development, documentation and respect of local policies that protect the rights of widows and orphans to their inheritance.
Empower widows and other single-mothers, to secure their economic rights.

TARGET POPULATION WE PARTNER WITH TO EFFECT THE DESIRED CHANGES

Traditional Rulers and Councillors.
Leaders of Community and Faith based Organizations.
The Ministries of Women’s Empowerment & the Family, and Land & property Tenure are inherent government partners.

BENEFICIARIES THOSE FOR WHOSE SAKE THIS INTERVENTION IS  CARRIED OUT

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SOME PROJECTS REALISED ON WIDOWS’ HUMAN AND INHERTANCE RIGHTS

Baseline Survey on Widowhood Practices: 2005 (in Mbengwi), 2006 (in Santa subdivision), and 2010 (in Nkambe and Misaje Sub-divisions).

Survey findings painted the picture of the situation of widowhood, especially in the North West Region.
Widows actual problems and needs were identified (see the Reports on the “Problems and Needs of Widows in the North West Region: 2005, 2006, 2010.”

WOVCIG FUNAM BOME, MBENGWI, MOMO DIVISION: SINGING TO WELCOME OFFICIALS/VISITORS

Mobilized Widows into Task Forces to Secure their Rights:
(Women of Vision Common Innitiative Groups: WOVCIGs)

The popular say that, ‘Together we stand and divided we fall,’ was applied to fortify the widows and in response to the survey findings/recommendations. This has been a great strategy in securing their rights from community members vis a vis customary malpractices against them. So far, more than sixty widows groups, called

Women of Vision Common Initiative Groups,” have been founded.
For the first time in the history of Cultures, widows gained their freedom of Recognition and to associate with their folk.
Resultantly,
More than sixty (60) groups of young widows below 49years old have been mobilized within pilot-target communities: 2006-2012.
Widows meet and freely share their bitter experiences and how to overcome them, and how to support one another, etc.
Widows gained sympathy from community members and leaders, and are now being supported, especially in the area of farmlands.
Presently, it is the widows who mobilize and organize themselves into groups, and then invite IVFCam to facilitate their registration with the government, and for other forms of support, which include health, agriculture and micro-credit (see IVFCam’s other program areas). This is clear indication of their empowerment and courage against societal hindrances.
              (See reports: Mbengwi 2005; Santa 2006; Nkambe 2010)

Facilitated Legal Recognition of the Widows Groups for their Protection

Historically, widows’ taskforces have been legally registered as “Common Innitiatives Groups” (CIGs) with certificates duly issue to more than sixty groups (2013-2015) recognizing their existence and activities.
As a result of this recognition:
Widows groups have gained lots of visibility with national and international organizations supporting their activities. Such funders include: The National Employment Fund, UNDP Sub-program on poverty alleviation, Women’s World Day of Prayers in Germany, etc.
Some of the groups have also been recruited, like other CBOs, as partners in the implementation of the Malaria (SUFI) Global Fund project; thanks to their certificates.
Legal Certificates of Recognition of Widows’ Taskforces:

Commemoration of International Day for Widows:
Mobilized Widows for Advocacy with Government Officials for their Rights

WIDOWS STAND UP AND FIGHT FOR YOUR RIGHTS

Building Widows’ Capacity to Increase their Participation in the Development of their Immediate Communities:

Following the survey finding and recommendations, widows need lots of capacity building in every aspect of life, to enable them become more productive and participatory in the development of their immediate communities. If they are enhanced they will be recognized and accepted by their communities as equal partners in development.
Considering that widows are one of the least thought-of in Cameroon, IVFCam took it as part of her mission to target them for different capacity building forums.

BUILD

Presidents of 15 different Widows’ Groups, as participants (sitting), and IVFCam’s CEO as facilitator (standing).

GENDER PARTICIPATION AND LEADERSHIP RIGHTS.

Background

The patriarchy ruler-ship that characterizes Cameroon’s governance systems is a perfect reflection of the situation at the grassroots, wherein women are visibly excluded from decision-making processes, because they are regarded as “back-benchers,” good-to-be-seen-and-no-to-be-heard, and best, “Subordinates,” in power and development, even within their families. This explains why membership and offices in the basic-local structure of governance, which is the traditional-council, is by inheritance and for men only.
This mentality at the grassroots negates female-representation within national governing institutions; for example, it is only after more than fifty years of hard struggle, since independence that women’s representation has managed to reach about 33% on the Parliament and less 20% on councils (2013 elections); yet, women make up more than 57% of the aggregate population in Cameroon. Since men occupy the greater part of decision-making structures, the local and national laws, plans and budgets made are persistently designed in their own orientation while disfavoring the womenfolk. (IVFCam-GFW-USA 2006-2010; IVFCam-WDN-USA: 2012-2014)
On the other hand, the challenges for women elected or appointed to leadership positions are often greater than those facing their male peers. Women are often stereotyped as not having the same qualifications as their male peers.  While this is an unfair characterization, it can create obstacles for the women, especially those holding office for their first time when they need to seek advice on their roles and responsibilities as legislators. IVFCam’s theory of change?
If women leaders are adequately capacitated to respond to their community needs, then they will be able to change negative public perceptions of women as leaders.  This can in turn ensure their re-election or re-nomination while ultimately paving the way for an increase in the number of women in leadership office.

Target Institutions we partner with to effect the desired changes

The Parliament
Local and Municipal Councils.
Political Parties
Civil Society Organizations
Churches
Higher Institutes of Learning.
The Ministries of Territorial Administration & Decentralization, and Women’s Empowerment & the Family are inherent government partners.

Beneficiaries: Those for whose sake this intervention is carried out.

Female Politicians: Councilors, Mayors and Parliamentarians.
Female Leaders of Government and Private Institutions.
Female Traditional Leaders.
Female Leaders of Community and Faith based Organizations including Churches).
Other interested women with prospects of leading in any institution.

Goal for Gender Participation and Leadership:

The goal of this intervention is “To increase women’s involvement and leadership in decision-making and development; both at their immediate community and at the national level, in order to enable them influence policies, plans of actions and budgets that protect their human rights & development. ”… It is only by being present at the forum and active in debates that women can successfully reverse the old order of female marginalization…….says Erika Veberyte: WDN-USA’s Director at the WLS VI training in Bamenda-Cameroon 2013).

Objectives of Intervention:

This intervention strives to achieve four objectives:
Increase community awareness on women’s participation in decision-making and development at all levels and sectors in life.
Advance women’s inclusion in the basic grassroots governance & development associations.
Capacitate and encourage prospective female leaders to aspire for political positions, in cultural, social and/or partisan sectors.
Empower female officers to lead effectively and competitively in their various offices.

SOME INTERVENTIONS REALISED ON GENDER PARTICIPATION

THE WOMEN’S COMMITTEE OF BATIBO PRESENTING THEIR ISSUES IN AN ENLARGED TRADITIONAL COUNCIL MEETING: 2010

Creation of Women’s Committees on Traditional Councils (2005-2010).

The initiation of this practice, in 2005, in target villages of the North West Region, met with resistance on the part of the men, who believed that IVFCam’s intention was to seize their great power and share with women. Additionally, the men argued that admitting women into the traditional council was against culture and thus against the gods of the land; more so, the inner core (“Ngumba”) of the council was sacred.
After a period of lobbying and education, twenty (20) out of fourty (40) target traditional councils (including Mbengwi in Mbengwi Su-division, Moforbe in Santa Sub-division, and Bessi in Batibo Subdivision, opened up to the proposal on an accepted a “wing-wing,” strategy: create a committee for women only. That the women’s committee will meet on the same day as the council, but sit apart and discuss issues related to women. The leader of the women’s committee can, there after, table their demands to the council during some plenary sessions.
To IVFCam, this was a great move into breaking through cultural barriers. Of course, like all other development trends, this practice has impacted on many other councils, as even those that had initially refused to include women, now have women’s committee.
Additionally, village women of target localities now have a channel to table their requests and grievances to the traditional council, where they were hitherto not even allowed to come close to.

TRAINING ON INCREASING FEMALE PARTICIPATION IN GOVERNANCE AND DEVELOPMENT IN SANTA SUBDIVISION, NORTH WEST CAMEROON

Partnering with Men to Improve Women’s Human Rights and Participation at the Grassroots.

Following baseline findings, the best and most practical strategy to improve the general situation of women, at the grassroots, is to partner with the men, especially the cultural and social leaders of the villages.
In Santa Subdivision, like in all other target subdivisions, the present increased female representation on their local council is due to the great contribution by this intervention; thanks to the Global Fund for Women, USA.

LAUNCHING THE WOMEN’S LEADERSHIP SCHOOLS IN CAMEROON: JANUARY 2012 AT AYABA HOTEL,
BAMENDA

Training Women on Leadership (Women’s Leadership Schools: WLS in Cameroon (2011-2013):

In view of upcoming Legislative and Municipal elections in Cameroon, in September 2013, IVFCam, with support from the Women’s Democracy Network, USA; and funded by the United Nations Democracy Fund (UNDEF), organized and ran six schools in Cameroon, for aspiring female councillors and parliamentarians, and other social leaders, of the South-West, North West, West, and Littoral regions.
One hundred and fifty-two (152) participants were trained among whom were seventy candidates for the upcoming elections. Of the seventy about twenty-five won and are presently holding offices on councils and the parliament until 2018, when their mandate will expire.

FEMALIE PARLIAMENTARIANS, MAYORS AND COUNCELLORS OF NORTHWEST, WESTERN, LITTORIAL AND SOUTHWEST REGIONS

Training Female Political Leaders on Good Governance:

Social Accountability.
Following the Sept. 2013 twin elections in Cameroon, twenty five participants (Students) of IVFCam’s Women’s Leadership Schools (Trainings) were successful: 02 full Parliamentarians, two Alternate Parliamentarians, and 21 councillors.
This training on Good Governance then became eminent for IVFCam to organize for these Elected to better prepare themselves for the changes that lie ahead and for them to become more competitive and accepted.

THE RULE OF LAW.

Background

The country Cameroon is made up of more than 252 different tribes. Each tribe’s identity is known and respected for her cultural norms and practices. This is probably why cultural leaders of these tribes do all to preserve and adhere to their practices. Customary laws, over the time, are more respected by the citizens of any given village, because of the mysticism attached to them, and the superstitious punishments (‘the anger of the gods of the land’) that befall defaulters.
Unfortunately for grassroots and national governance systems, the fear of “Superstitious punishments,” has caused tribesmen to tend to respect local/traditional laws over national and international laws; no doubt, issues on Human Rights and women’s exclusion prevail and persist in Cameroon in the twenty-first century (IVFCAM-WWDP 2005-2013).
Therefore, IVFCam strives to effect Change of mentality and promote the respect of national and international laws over village or customary laws.
Apart from interventions cited above specific to Widowhood, and women, IVFCam targets issues of national interest and governance (see examples that follow).

Target Population we partner with to effect the desired changes

Councils (Local Government)
Civil Society Organizations
The Media
Community Based Organizations.
NB: The Ministry of Territorial Administration & Decentralization; and the Ministry of Regional Planning and Development are inherent partners.

Beneficiaries: Those for whose sake this intervention is carried out.

The Population.
The Local Government.
The National Government (Improving Service Delivery).

Goal of Intervention

IVFCam seeks to contribute to the respect of national and international laws, for the advancement of Cameroon’s emerging democracy and economy.

Objectives of Intervention

Create massive awareness on existing laws pertaining to Human Rights, Good Governance, Health and Economic development.
Empower communities to respect national and international laws in all areas of engagements in their lives.
Increase Participation of Grassroots population in governance and development processes
Promote Social Accountability in governance.

SOME PROJECTS REALISED ON THE RULE OF LAW.

Facilitate the Formulation, Domestication, Documentation and Publication of Charters on Widowhood

Widowhood Charters (google “The Metta Charter on widowhood: Jan. 2010).
IVFCam’s stride into non-conventional practices, especially among cultural settings, remains unique.
Groundbreaking, she lobbied and advocated with traditional authorities of her various project localities, for open discussions on widowhood practices. This led to the formulation of laws protecting widows human and inheritance rights vis a vis international norms; documentation and publication of policies that protect the inheritance and human rights of widows and orphans within their communities.
Today, more than sixty (60) villages have their various adapted versions, which are used to arbitrate cases of property between widows and their in-laws. (This document will forever solve the chronic headache we have always had in this subdivision among families….2010 Mr. Tah, Mayor of Mbengwi Subdivision, speech…). All this is thanks to the funding of WWDP-Germany: 2005-2015; GFW-USA:2006-2012; AusAID:2010-2011.
Ironically, the perpetrators of marginalization of widows have become the Human Rights advocates for widows, orphans and women, in general through their continuous involvement and partnership in activities related to widows and women.

Advocating for the Effective Application of Laws on Decentralization in Cameroon: (Project is Ongoing)

The first project under this intervention area is that on “Increasing Grassroots Citizens Participation in Ongoing Decentralization Processes in Cameroon, for the period: 2015-2017.
Funded by the United Nations Democracy Fund (UNDEF), this project will reach out to six out of the ten regions of Cameroon. It will be piloted within eighteen local councils and their constituencies, whereas the Media and Other CSOs will partner to mobilize and educate the public on their rights to decision-making.
Target Regions of the Project on Increasing Citizen Participation:
There are two English Speaking, and four French-speaking regions: North West, South West, Western, Littoral, Central, South.
Partnerships:
Within the project period, IVFCam shall work in partnership with six Civil Society Organizations; one in each of the target Regions. These CSOs will work as Relays between IVFCam and the target Local Council; and between the target local council and its citizens.
Below are some of the partner-CSOs during IVFCam’s field visit to assess their Organisational capacities.
IVFCAM ON AN ORGANISATIONAL CAPACITY ASSESSMENT FIELD VISIT: March-May 2015.

HEALTH AND HIV/AIDS

Of IVFCam’s three development programs, the Health & HIV/AIDS program, practically, has the greatest outreach at the grassroots where diseases are rampant due to ignorance, poverty, poor sanitation and cultural practices. This program focuses on promoting good health & sanitation, and the fight against HIV/AIDS among target beneficiaries and their households. Actions aimed at mitigating the impact of a pandemic or disease on the lives of beneficiaries as well as their communities are integrated in IVFCam’s three development programs and Charities.

GOAL OF PROGRAM

By this program, IVFCam aims at contributing contributing to building healthy communities and nations beyond the Millennium Development goal of “Health for All by 2015.” Thus, IVFCam helps communities to identify and address their health challenges through prevention, service delivery and support, with respect to national and international expectations.

FOCUSED AREAS OF INTERVENTION

PREVENTION OF TRANSMISSIBLE DISEASES.
IMPROVING HEALTH CARE SERVICE DELIVERY (Quality Control).
CARE AND SUPPORT TO THE INFECTED AND AFFECTED (See more under our CHARITIES).
NB: All three intervention areas are integrated to provide holistic health support to our target communities. See examples of work done.

KEY STRATEGIES

Community Mobilization
Awareness Raising
Capacity Building
Lobbying and Advocacy

CORE VALUES OF THE PROGRAM

Promoting Health Rights and Gender Equality.
Work in partnership with traditional institutions and Leaders that perpetrate sexual and reproductive malpractices against women and girls; and Government Partners that can enforce the laws.
Committed to solidarity and building alliances of grassroots beneficiary groups as task forces.
Empower women and girls to advocate for their reproductive health rights.

PREVENTION OF DISEASE TRANSMISSION

Background

Because of Cameroon’s geography, topography and foods, etc, her citizens are vulnerable to common tropical diseases and other world known preventable generic diseases. Since IVFCam’s target population is predominantly poor, IVFCam promotes the perspective and practice of preventing diseases rather than getting infected and seeking for cure/treatment, which is not usually affordable. Specific to HIV/AIDS, while developed communities in Cameroon have accepted the prevalence of HIV/AIDS as a disease, and that it can be prevented or treated, enclave communities within the grassroots continue to regard HIV as a phenomenon or “Witchcraft;” and so, preventing HIV transmission still remains a challenge in such communities. This is largely why the disease is still highly prevalent at 8.7% above the national prevalence rate of 4.5% within regions like the North West that have culturally-adhered communities (NACC 2010). Such communities continue to practice unprotected sex, multi-partner-sex/marriages, widow-inheritance, common use of sharp objects, traditional scarifications and denial of condom use (AI-ChrisWOV-Mission 21-Switzerland 2006; and IVFCam-PACF-UK 2012-2015+). IVFCam extensively focuses on preventing HIV new infections, especially from mother to child. Her ongoing projects on PMTCT reach out to hundreds of pregnant women & their male-partners, and new borne babies.

Goal of Prevention Intervention

In undertaking prevention projects, IVFCam aims at promoting the adage and practices of “PREVENTION IS BETTER THAN CURE

Objectives

Minimize new infections and safe the uninfected.
Eliminate horizontal transmission of by “Keeping the Uninfected Ones uninfected;” and by assisting the infected not to be re-infected.

Target Population we Partner with to Effect Desired Changes

Local and Municipal Councils.
Community Based and Faith Based Organizations (CBOs/FBOs)
Community Health Workers/Service Providers.

Beneficiaries: Those for whose sake this intervention is carried out.

Women
Children
The Geographical Communities in which the women and men are found.

SOME PROJECTS REALISED ON PREVENTION OF COMMON DISEASES.

HEALTH WORKER DEMONSTRATE TO WIDOWS HOW TO USE A CONDOM

TOOLS FOR PREVENTING HIV TRANSMISSION AND UNINTENDED PREGANCIES AMONG YOUNG WIDOWS: 2011-2012.

Funded by the Positive Action for Children’s Fund, UK, this intervention aimed at securing the reproductive health rights of young widows and keep them alive and healthy to bring up their orphan children. It was in response to the baseline survey findings and recommendations of 20005 and 2006 (“Problems & Needs of Widows”). The leaders of the mobilized & constituted widows groups were then trained on and provided First Aid boxes that contain materials like condoms, blades, cotton, gauge, spirit etc and generic drugs. All these tools will help prevent widows and their immediate family members from getting in direct contact with infected blood.

INCREASING COMMUNITY UPTAKE OF PMTCT:

Still funded by PACF-UK, this second phase of the project included men, as Community Workers on HIV Prevention, and promoting the Prevention of Mother To Child Infection of the HIV virus. This project came up as a result of the challenges experience during the implementation of the project on “Tools for HIV Prevention.” IVFCam realized that one main channel of HIV infections and re-infections was through Mother-to-Child-Transmission (MTCT). This was common especially among widows and single mothers, who, unfortunately, do not have any control over their male partners.

INCREASING UPTAKE OF ANC BY PREGNANT WOMEN: 2015-2016

After the PACF-UK’s field M&E visit to IVFCam’s project sites in the North West Region, this project was accepted as a practical continuation of the first two phases: increasing the uptake of Ante Natal Clinic Services to eliminate new infections among new borne babies. Therefore, PACF-UK funded this third phase for 2015-2016. Ten (10) Health Areas and (10) Health Centre in Momo, Donga/Mantung Divisions are targeted.

IMPROVING HEALTH CARE SERVICE DELIVERY (Quality Control).

A trained Widow, as Community Health Service Provider now provides Care to an Orphan in her village

Whatever intervention is made on the field can only be effective if the Chiefs of Centre and other Health Personnel have updated information and practices on services required. Where there is no Health Centre at all, these Community Health Workers, with their First Aid Boxes, will begin the process of medical care in situations of emergency, and then carry the patient to the hospital or health unit for intensive follow-up.

CARE & SUPPORT TO THE INFECTED/AFFECTED

Background

Women suffer the most due to cultural barriers that subject them to humiliation, acute poverty and exclusion. Most infected women, especially widows, shy away from public meetings of their kind and rarely attend meetings at treatment centres mainly because of stigmatization and financial constraints. Consequently, their situation deteriorates because they lack the right information and practices to help stabilize their treatment or manage their health… (IVFCam-PACF-UK 2012-2015+). Orphans infected and affected suffer from lack of care, through school drop-out, to lack of food and other basic livelihood needs.

Goal of Intervention

To help infected persons properly manage their health situation or effectively adhere to treatment, while relieving the burden of child-care on care-givers.

Objectives

Increase the knowledge on treatment for improved health
Encourage solidarity among affected communities
Improve on Child welfare and education

Target Population we Partner with to Effect Desired Changes

Community Based and Faith Based Organizations (CBOs/FBOs).
Foster-parents and Caregivers.

Beneficiaries: Those for whose sake this intervention is carried out

Pregnant Women and their male partners.
New Borne babies.
Women and Children infected and/or affected by HIV/AIDS.

ECONOMIC EMPOWERMENT

GENERAL OBJECTIVES

IVFCam strategically aims at contributing to minimizing poverty, especially among the masses and women at the grassroots.

FOCUSSED AREAS OF INTERVENTION

Agriculture (Crop and Animal Farming).
2. Enterprise development (Income Generating Activities)
3. Micro-Loans for Business ventures.
NB: All three intervention areas are usually integrated to provide holistic economic enhancement to our target communities.

AGICULTURE

Background

Although women produce 80% of food crops, they own only 5% of the land they farm. Because women lack landed property, which is the only accepted collateral by commercial financial houses, they cannot access loans to set-up alternative Income Generating activities; no doubt women remain subsistent farmers and persistently poor and dependent on men for livelihood (RuWEF-WWDP-Germany 2005-2012).
The situation is worse for widows and single-mothers, as they are visibly deprived from owning any property or money of their own (see our HR & GG program).

Goal of Intervention

Improve the livelihoods of poor people, especially female-headed families

Objectives of Intervention

Enable women farmers move from subsistent to commercial agriculture.
Empower women to become enterprising and source income in different ways.
Facilitate access to micro-credit for women and poor communities.

Target Population we partner with to effect the desired changes

Traditional Rulers and Councillors. NB: The Ministries of: Agriculture; Land Tenure and Property; Women’s Empowerment and the Family; Employment; and Small & Medium Size; are inherent government partners.

Beneficiaries: (Those for whose sake this intervention is carried out).

Widows
Poor Women

Strategies of Intervention

Lobbying & Advocacy
 Community Mobilization
 Capacity Building
 Provision of Micro Credit.

MICRO-LOANS FOR BUSINESS VENTURES

Women in small-scale business have just received their various Group Loan

Background

Because women lack landed property, which is the only accepted collateral by commercial financial houses, they cannot access loans … and dependent on men for livelihood (RuWEF-WWDP-Germany 2005-2012). Yet, without money, women cannot advance their economic status as so desired.

Goal of giving out Micro Loans:

Access funds for women to set up or expand on their businesses or enterprises.
In this way, women too, like their male counterparts, will be able to raise capital to acquire the scarce land for commercial agriculture, manage businesses that can even employ other family or community members, and be able to take care of her children.

Objectives of Intervention

Capacitate in Financial Management
Increase access to money

Target Population we partner with to effect the desired changes

Credit Unions
Banks

Beneficiaries: (Those for whose sake this intervention is carried out).

Constituted groups of Women
Constituted groups of Poor Women and men

Strategies of Intervention

Capacity Building in enterprise development
Provision of Micro Loans.

ENTERPRISE DEVELOPMENT (INCOME GENERATING ACTIVITIES).

stall in my village thanks to IVFCam

Background

More than 95% of income for women at the grassroots comes from “Subsistent Framing,” wherein small amounts of their food crops are sold out at local markets (IVFCam-NEF 2005), mainly during the harvesting season. This explains, to a greater extend, why grassroots women lack a steady source of income, remain subsistent in their livelihoods, and very dependent on their male partners.
The need to enable women create alternative sources of income is therefore imperative if women must grow economically.

Goal of Enterprise Development

Enable women gain financial independence for improved livelihoods and better social status.
Developing in women the skills of entrepreneurship or small business management, and supporting them to set up and run such businesses has proven to be the best way of creating alternative employment opportunities for women and helping them improve on their livelihoods and social status.

Objectives of Intervention

Facilitate the establishment of alternative sources of generating income for/by women
Increase and stabilize women’s income

Target Population we partner with to effect the desired changes

Community Based Organizations 
NB: The Ministries of: Agriculture; Women’s Empowerment and the Family; Employment; and Small & Medium Size; are inherent government partners.

Beneficiaries: (Those for whose sake this intervention is carried out)

Constituted groups of Widows
Constituted groups of Poor Women and men
Poor and Unemployed Youths

Strategies of Intervention:

Capacity Building in enterprise development
Provision of Micro Credits and Grants.